What Can A CLU Do For You?

CLU stands for Chartered Life Underwriter. A CLU is an educated, experienced, and qualified specialist committed to the financial well being of your family, your business, and yourself. A CLU can provide expert advice on a broad range of financial planning and insurance topics. With the help and knowledge of a CLU you can:

Create A Sound Financial Plan
      Achieve your financial goals
      Analyze your overall financial situation
      Identify your life and health insurance needs
      Identify your personal property and liability risks

Achieve Financial Security Through Life Insurance
      Meet your financial needs using life insurance and annuity products
      Gain an understanding of your legal rights of owning life insurance and annuity products
      Familiarize you with the various policy provisions

Enhance your family's security through the accumulation of an estate
      Provide for your financial security during retirement
      Conserve your existing assets

Manage a Successful Business
      Develop a plan for keeping your family business
      Identify the various forms for organizing a business
      Develop a plan in case of the death or disability of a business owner or professional

Why Select a CLU?

You and your family deserve the best possible financial planning advice. A CLU is a qualified professional who can provide comprehensive insurance and financial planning for your financial security.

A CLU:
      Pledges to place your interests above all else when helping to establish financial goals and implement a financial plan.
      Pledges to follow the latest industry developments and legislative challenges to help you chart a steady course of financial
       security.
      Pledges to adhere to a strict code of ethics
      Is committed to providing you with superior service
      Has successfully completed a comprehensive curriculum of college-level courses from The American College
      Has a minimum of three years of qualifying professional experience
      Is one of a select group within the financial services industry to earn the CLU designation.

Since its inception in 1927, more than 90,000 professionals have earned the CLU designation.